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{"id":7239,"date":"2019-09-25T08:26:28","date_gmt":"2019-09-25T11:26:28","guid":{"rendered":"https:\/\/bitcointoyou.com\/blog2\/categoria-2\/bitcoin-ou-cdb\/"},"modified":"2022-01-10T14:30:44","modified_gmt":"2022-01-10T17:30:44","slug":"bitcoin-ou-cdb","status":"publish","type":"post","link":"https:\/\/www.bitcointoyou.com\/blog\/criptomoedas\/bitcoin-ou-cdb\/","title":{"rendered":"Bitcoin ou CDB? Saiba qual aplica\u00e7\u00e3o rendeu mais esse ano!"},"content":{"rendered":"<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\"><\/span><\/p>\n\n\n<h2 class=\"wp-block-heading\"><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">Bitcoin ou CDB? Qual aplica\u00e7\u00e3o rendeu mais esse ano ?<\/span><\/h2>\n\n\n\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">Bitcoin &#8211; Voc\u00ea est\u00e1 com um dinheiro parado e procurando alternativas de investimento? Fique tranquilo, separamos neste artigo um breve comparativo do rendimento do Bitcoin e do <a href=\"https:\/\/pt.wikipedia.org\/wiki\/Certificado_de_dep%C3%B3sito_banc%C3%A1rio\">CDB<\/a> para voc\u00ea analisar.<\/span><\/p>\n\n\n\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\"><\/span><\/p>\n\n\n\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">Como sabemos dinheiro parado em conta corrente n\u00e3o \u00e9 e nunca foi um bom neg\u00f3cio. Apesar de sua liquidez imediata, o dinheiro parado se desvaloriza diante da infla\u00e7\u00e3o. E o que \u00e9 ainda pior, deixa de render.<\/span><\/p>\n\n\n\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\"><\/span><\/p>\n\n\n\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">Existe, portanto, no mercado diversas op\u00e7\u00f5es de investimento. E, separamos neste artigo duas op\u00e7\u00f5es para voc\u00ea fazer um comparativo: o Bitcoin e o CDB.<\/span><\/p>\n\n\n\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\"><\/span><\/p>\n\n\n\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\"><strong>Leia tamb\u00e9m<\/strong> &#8211; <a href=\"https:\/\/www.bitcointoyou.com\/blog\/criptomoedas\/corretoras-de-bitcoin-encerram-atividades\/\">Bitcoin: V\u00e1rias corretoras est\u00e3o encerrando as atividades em 2019!<\/a><\/span><\/p>\n\n\n\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\"><\/span><\/p>\n\n\n\n<\/span><\/p>\r\n<h3 class=\"wp-block-heading\"><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">Quanto foi o rendimento do CDB esse ano?<\/span><\/h3>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">\n\n\n\n<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">O CDB \u00e9 um t\u00edtulo de investimento que acompanha a taxa DI. \u00c9 comum ouvir falar que determinado CDB est\u00e1 pagando 90% ou 100% da taxa DI. Nesse sentido, \u00e9 importante saber que a taxa DI \u00e9 o term\u00f4metro que ir\u00e1 determinar a rentabilidade desse investimento.<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">\n\n\n\n<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">E, essa mesma taxa DI tamb\u00e9m tem um amparo: a taxa SELIC que \u00e9 determinada pelo COPOM (Conselho de Pol\u00edticas Monet\u00e1rias). Atualmente, a taxa SELIC est\u00e1 em 5,5% a.a. Diante disso, podemos ent\u00e3o concluir que o rendimento do CDB est\u00e1 girando em torno de 5 a 6% ao ano dependendo do Banco.<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">\n\n\n\n<\/span><\/p>\r\n<h3 class=\"wp-block-heading\"><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">Quanto foi o rendimento do Bitcoin?<\/span><\/h3>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">\n\n\n\n<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">O Bitcoin \u00e9 uma moeda descentralizada que tem a sua valoriza\u00e7\u00e3o ou desvaloriza\u00e7\u00e3o baseada na lei da oferta e procura. Desse modo, nenhuma decis\u00e3o do Banco Central poder\u00e1 interferir no seu valor, como acontece no CDB.<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">\n\n\n\n<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">No dia 02 de Janeiro deste ano, 1 Bitcoin estava valendo R$ 14.731,70. Na data de ontem, 24 de setembro o BTC estava cotado a R$ 35.512,14. Ou seja, uma valoriza\u00e7\u00e3o de 141,05%.<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">\n\n\n\n<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">Sendo assim, uma pessoa que investiu R$ 14.700 aproximadamente em Bitcoin em Janeiro hoje possui R$ 35.500 e uma pessoa que investiu R$ 14.700 em um CDB em Janeiro, hoje possui em torno de R$ 15.500. Uma diferen\u00e7a de aproximadamente R$ 20 mil.<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">\n\n\n\n<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">Nesse sentido, podemos concluir que apesar de possuir um certo grau de risco, o investimento em Bitcoin \u00e9 bem mais atrativo que o investimento em CDB.<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">\n\n\n\n<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">E voc\u00ea, est\u00e1 pronto para o futuro?<\/span><\/p>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">\n\n\n\n<p><\/p>\n\n\n\n<\/span><\/p>\r\n<div class=\"wp-block-button aligncenter\"><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\"><a class=\"wp-block-button__link has-background has-pale-cyan-blue-background-color\" href=\"https:\/\/b2upro.com\/sign-up\">Abra Sua Conta gr\u00e1tis<\/a><\/span><\/div>\r\n<p><span style=\"font-family: 'trebuchet ms', geneva, sans-serif;\">\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Bitcoin ou CDB? Qual aplica\u00e7\u00e3o rendeu mais esse ano ? Bitcoin &#8211; Voc\u00ea est\u00e1 com um dinheiro parado e procurando alternativas de investimento? Fique tranquilo, &#8230; <a title=\"Bitcoin ou CDB? Saiba qual aplica\u00e7\u00e3o rendeu mais esse ano!\" class=\"read-more\" href=\"https:\/\/www.bitcointoyou.com\/blog\/criptomoedas\/bitcoin-ou-cdb\/\" aria-label=\"More on Bitcoin ou CDB? Saiba qual aplica\u00e7\u00e3o rendeu mais esse ano!\">Leia mais<\/a><\/p>\n","protected":false},"author":15,"featured_media":3005,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[113,117,114],"tags":[118,119,134],"class_list":["post-7239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-criptomoedas","category-educacao-financeira","category-mercado-bitcoin","tag-bitcoin","tag-criptomoedas","tag-investimento","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bitcoin ou CDB? Saiba qual aplica\u00e7\u00e3o rendeu mais esse ano!<\/title>\n<meta name=\"description\" content=\"Bitcoin ou CDB? Qual aplica\u00e7\u00e3o rendeu mais esse ano ? 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